Get Closer to Your Goals with a Instant Mortgage Loan

Mortgage Loan Features

Features and Benefits of our Mortgage Loan

Features

  • High Loan Amount: Avail large loan amounts by mortgaging residential or commercial property.

  • Flexible Tenure: Repayment terms ranging from 5 to 15 years.

  • Attractive Interest Rates: Competitive rates to make repayment affordable.

  • Multiple Use Cases: Use funds for business expansion, personal needs, education, or debt consolidation.

  • Quick Processing: Fast approval and minimal paperwork.

  • Balance Transfer Facility: Transfer your existing mortgage loan for better terms.

Eligibility

  • Age: Applicants must be 21 to 65 years old.

  • Employment: Salaried individuals, self-employed professionals, and business owners are eligible.

  • Income: Stable income source with repayment capacity.

  • Property Ownership: Clear title property (residential/commercial/industrial) in applicant’s name.

  • Credit History: Good credit score as per lender requirements.

Documentation

  • Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.

  • Address Proof: Utility bills, Aadhaar Card, Passport, etc.

  • Income Proof:

    • Salaried: Latest salary slips, Form 16, bank statements.

    • Self-employed: ITRs, profit & loss statement, balance sheet, bank statements.

  • Property Documents: Title deed, prior chain of property documents, approved building plan, property tax receipts.

Fees and Charges

  • Processing Fee: Typically 0.5% – 2% of the loan amount.

  • Interest Rate: Fixed or floating rates as per lender’s policy.

  • Legal & Valuation Charges: Applicable for property verification.

  • Prepayment/Foreclosure Charges: May apply for early loan closure, as per loan agreement.

  • Late Payment Charges: Penalty for delayed EMI payments.

FAQs

1What is the minimum credit score required to qualify for a personal loan?
Answer
2What is the minimum salary required to be eligible for a personal loan?

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3Can pensioners with a pension account at one of the leading banks in India apply for a personal loan?

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4Can students apply for a personal loan?

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5Can I still apply for a personal loan if I already have a home loan?

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6Can I apply for a personal loan without a salary slip?

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7Can I take out personal loans from two different banks at the same time?

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