Get Working Capital Loans Online to Power Your Business!

Working Capital Features

Features and Benefits of our Working Capital

Features

  • Quick Approval: Fast processing and disbursal to meet urgent cash flow needs.

  • Flexible Loan Amounts: Avail loans starting from ₹50,000 up to ₹50 Lakhs (or as per your policy).

  • Short-Term & Long-Term Options: Choose repayment terms that suit your business cycle.

  • No Collateral Required: Get unsecured loans based on your business performance.

  • Competitive Interest Rates: Attractive rates to keep your costs under control.

  • Easy Online Application: Apply, upload documents, and track status online.

Eligibility

  • Business Vintage: Minimum 1-2 years of business operations.

  • Annual Turnover: Should meet the minimum turnover criteria set by the lender.

  • Business Type: Proprietorships, Partnerships, Private Limited Companies, and LLPs are eligible.

  • Credit History: A satisfactory credit score as required by the lender.

Documentation

  • KYC Documents: PAN Card, Aadhaar Card, or other valid ID/address proof.

  • Business Proof: GST registration, shop establishment certificate, or other business registration proof.

  • Bank Statements: Last 6-12 months of bank account statements.

  • Financial Documents: Latest ITR, profit & loss statement, balance sheet (if required).

Fees and Charges

  • Processing Fee: Usually 1% – 3% of the loan amount.

  • Interest Rate: Depends on the loan amount, tenure, and business profile.

  • Prepayment Charges: May apply if you close the loan before the agreed tenure.

  • Late Payment Charges: As per lender’s policy for delayed EMIs.

FAQs

1What is the minimum credit score required to qualify for a personal loan?
Answer
2What is the minimum salary required to be eligible for a personal loan?

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3Can pensioners with a pension account at one of the leading banks in India apply for a personal loan?

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4Can students apply for a personal loan?

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5Can I still apply for a personal loan if I already have a home loan?

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6Can I apply for a personal loan without a salary slip?

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7Can I take out personal loans from two different banks at the same time?

Etiam ullamcorper. Suspendisse a pellentesque dui, non felis. Maecenas malesuada elit lectus felis, malesuada ultricies. Curabitur et ligula. Ut molestie a, ultricies porta urna. Vestibulum commodo volutpat a, convallis ac, laoreet enim. Phasellus fermentum in, dolor. Pellentesque facilisis. Nulla imperdiet.